Home > Blog > Mortgage Rates Milestone 1. Why it matters For the first time in nearly three years, mortgage rates recently dipped into the 5% range. While they are currently hovering in the low 6s, this shift marks a critical turning point for affordability in Greater Boston and the ...
Continue ReadingHome > Market Updates > 2026 Housing Forecast The Big Picture: 2026 Is the Year of “Breathing Room” For the past few years, the real estate market has felt like a high-stakes waiting game. High rates and low inventory kept many 20-to-50-year-old professionals locked in city rentals. The wait is ...
Continue ReadingRecent Announcement: Expanded Down Payment Assistance for First-Time Buyers in Massachusetts Yes, there was a recent announcement regarding down payment assistance for first-time homebuyers in Massachusetts. On June 11, 2025, MassHousing announced the expansion of its Down Payment Assistance (DPA) mortgage program. This expansion significantly increases the reach and impact ...
Continue ReadingMortgage Rates Remain Essentially Flat June 12, 2025 Mortgage rates have moved within a narrow range for the past few months and this week is no different. Rate stability, improving inventory and slower house price growth are an encouraging combination this National Homeownership Month. Mortgage Rates Hold Steady, Offering Hope ...
Continue ReadingMortgage Rates Decrease Freddie Mac reports the average 30-year fixed mortgage rate dipped slightly to 6.81% this week, down from 6.83% last week and notably lower than 7.17% a year ago. The 15-year rate also fell to 5.94%. Their Chief Economist highlighted that recent rate stability (less than 0.20% fluctuation ...
Continue ReadingNavigating the Path Ahead: Mortgage Rate Projections for the Rest of 2025 Buying a home or considering a refinance is always a significant decision, and understanding the potential direction of mortgage rates is a key piece of the puzzle. As of mid-April 2025, the landscape remains dynamic, but leading housing ...
Continue ReadingOne Homebuying Step You Don’t Want To Skip: Pre-Approval There’s one essential step in the homebuying process you may not know a whole lot about and that’s pre-approval. Here’s a rundown of what it is and why it’s so important right now. What Is Pre-Approval? Pre-approval is like getting a green light ...
Continue ReadingCurious about where the housing market is headed in 2025? The good news is that experts are offering some promising forecasts, especially when it comes to two key factors that directly affect your decisions: mortgage rates and home prices. Whether you’re thinking of buying or selling, here’s a look at what the experts ...
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